A Study on Risk and Return Analysis of Mutual Fund at State Dank of India, Bengaluru.

Abstract

A MF is a trust that brings together the savings of various investors who pursue common financial goals. Money raised is therefore invested in CM products such as equities, bonds and other securities Turnover generated by these investments will be distributed by the shareholders in proportion of number of their shares. Therefore, MFs are the best investment for general public as they offer the opportunity to invest in a basket of differently managed securities at a relatively low cost. Mutual Fund industry’s Average Assets Under Management (AAUM) stood at ₹ 24.25 Lakh Crore (INR 24.25 Trillion) Average Assets Under Management (AAUM) of Indian Mutual Fund Industry for the month of February 2019 stood at ₹ 24,24,932 crore. Mutual funds offer investors a means to get exposure to equities as well as other capital market asset instruments. The mutual fund industry has grown tremendously. Current assets under management (AUM) are INR 23.6 trillion; this number was just INR 1 trillion in January 2000. Currently INR 7.9 trillion are under management in equity schemes, up from INR 1.8 trillion 5 years back. In January 2000, the AUM of equity funds stood at just 0.26 trillion. SIP inflows in December 2018 were at INR 80 bn.