Please use this identifier to cite or link to this item: http://13.232.72.61:8080/jspui/handle/123456789/4078
Title: A Study on Credit Appraisal of Home Loans at Sundaram BNP Paribas Home Finance Ltd, Bengaluru.
Authors: Nandish, S.
Ayub Ahamed, K. S.
Keywords: Credit Appraisal
Home Loans
Banking Sector
Financial Service
Issue Date: 26-Mar-2019
Publisher: Acharya Institute of Technology.
Citation: Nandish, S., & Ayub Ahamed, K. S. (2019). A Study on Credit Appraisal of Home Loans at Sundaram BNP Paribas Home Finance Ltd, Bengaluru. 1-68.
Abstract: The Credit Appraisal is an objective of ensuring and maintaining the quality of lending and managing the credit risk. The process of Credit Appraisal is multidimensional and includes - Management appraisal, Financial appraisal, Commercial appraisal, Economic appraisal and Technical appraisal. The study explains appraisal is done to ensure the recovery of the credit along with good supervision, Monitoring and Relationship. Credit appraisal is a process in which a lender appraises the creditworthiness of prospective borrower. This normally involves appraising the Borrowers payment history and establishing the quality and sustainability of his income. The lender satisfies himself of the good intensions of the borrower usually through an interview or personal discussions. The study also speaks related to the NHB guidelines that are supposed to be followed by all the companies which comes under the NBFC’s. The company norms and Criteria are also briefly mentioned for different category of customers. In the support of the study data for the time of 5 years has been collected and calculated to examination. The study briefly explains how the company is performing from 2012 to 2016 through referring company’s annual reports and financial statements. It clearly explains the importance of credit appraising in any company coming under the NBFC.
Description: use only for the academic purpose.
URI: http://13.232.72.61:8080/jspui/handle/123456789/4078
Appears in Collections:2019

Files in This Item:
File Description SizeFormat 
Study on Credit appraisal of Home loans at Sundaram BNP Paribas Home Finance Ltd..pdf2.52 MBAdobe PDFView/Open


Items in DSpace are protected by copyright, with all rights reserved, unless otherwise indicated.